What We Offer

We are committed to help our members by providing them affordable and competitive insurance products and services that go beyond risk-mitigation. Check them out now!

GROUP TERM PLANS

  • This group plan is designed to make the debt die with the debtor relieving the co-maker and the heirs the responsibility of assuming the loan.

    Salient Features

    Insurable Age: 18-65 years old
    Minimum Participation: 15 members/borrowers
    Term of Coverage: Coterminous with the loan

    Benefits

    Life Insurance based on the Principal Loan
    Non-medical limit of P 5,000,000.00

  • This is a group term life insurance plan for members of the cooperatives or other cooperative-oriented organizations wherein a uniform amount of benefits is provided for each members. Benefits and premium can be customized according to the demographic profile of the cooperative.

    Salient Features

    Insurable Age: 18-65 years old
    Minimum Participation: 100 individual members
    Term of Coverage: One (1) Year (Renewable)

    Benefits

    Basic Life Insurance Optional Rider Benefits:
    - Accidental Death and Dismemberment
    - Total & Permanent Disability
    - Burial Benefit
    - Daily Hospital Income
    - Accidental Medical Reimbursement

  • This is a group term life insurance plan for members who have capital share and savings with the cooperative. This serves as an additional benefit on top of member’s capital share and saving.

    Salient Features

    Insurable Age: 18-65 years old
    Minimum Participation: 100 individual members
    Term of Coverage: One (1) Year (Renewable)

    Benefits

    Basic Life Insurance based on the Outstanding Balance of Capital Share and/or Savings of the member.

  • A youth and elderly insurance protection which covers from age 18 up to age 99 years old.

    Benefits

    - Life Insurance Benefit
    - Accidental Death and Dismemberment
    - Daily Hospital Income Benefit
    - Medicine Allowance Reimbursement
    - Ambulance Service Reimbursement
    - Burial Cash Assistance

MICROINSURANCE PLANS

  • A comprehensive start-up group insurance protection for employees, officers and members of the cooperative or other cooperative-oriented groups. Benefit package includes Basic Life, Hospital Income, and Accident Insurance.

    Salient Features

    Insurable Age: 18-65 years old
    Minimum Particip ation: 15 individual members
    Term of Coverage: One (1) Year (Renewable)

  • This is a personal accident insurance available for members of the cooperatives in the form of card. Enrollment is done thru Short Message Service (SMS)

    Salient Features

    Insurable Age: 18-65 years old
    Term of Coverage: One (1) Year (Renewable)
    Maximum Coverage: P50,000.00

    Benefits

    - Accidental Death
    - Accidental Dismemberment
    - Total & Permanent Disability

  • This is a group term life insurance plan for students who are dependents of the members of the cooperative.

    Salient Features

    Insurable Age: 3-21 years old (for students)
    Minimum Participation: 15 students
    Maximum Coverage: P50,000.00

    Benefits

    - Life Insurance
    - Accidental Death and Dismemberment
    - Burial Benefit
    - Accidental Medical Reimbursement

  • The KOOPamilya insurance is the newest Microinsurance product of 1CISP which is designed for cooperatives to provide family insurance package to its members.

    Salient Features

    Natural Death or total and permanent disability
    Accident Death Insurance

    Benefits

    - Protection for beneficiaries
    - Beneficiaries will be burden free from the sudden loss

INDIVIDUAL PLANS

  • A 15-year endowment insurance for a fixed amount of benefit and a level amount of premium payable during the first five (5) / seven (7) years.

  • A participating permanent life insurance plan that provides level lifetime protection with annual endowments starting on the age 70.